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Credit Unions Credit Unions Home Diversification: Revolutionizing Mortgage and Equity

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For Credit Unions

Offer Your Members Affordable, Risk-Free Mortgages

As a CUSO, you understand the importance of delivering innovative, high-value solutions to your credit union members. The Home Diversified Mortgage is a transformative product that eliminates credit risk, fosters member engagement, and creates profit-sharing opportunities.

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Benefits to Credit Unions Benefits to Credit Unions

Zero Credit Risk

Backed by a bankruptcy-remote SPV, ensuring rock-solid guarantees.

Increased Membership

Attract and retain younger demographics and underserved communities.

Revenue Growth

Earn sustainable income from borrower fees (1% upfront, 15 basis points annually) and profit-sharing.

Enhanced Community Impact

Help more members achieve homeownership with zero down payment, no PMI, and free protections.

Profit Sharing Profit Sharing Net profits are shared among credit unions, the CUSO, and Home Div LLC, creating a win-win for all stakeholders.